Summary

I am self motivated ,committed and enthusiastic with uncompromising work ethics and strong analytical skills which eneble me to look into issues and develop feasible solutions.
I'm seeking a challenging position where i make use of my business administration knowledge and experience to increase the overall effectiveness of the function.

Experience

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credit analyst
DNB-ICIL
May 2019 - Present | Islamabad, Pakistan

My job is to determine the credit worthiness of people or companies applying for loans and cars.
My tasks are gathering information about clients.
Reading financial briefings.
Assessing, Analysing and Interpreting complicated financial information.
Undertaking risk analysis by developing statistical models.
Visiting clients.
Keeping company credit exposures within set risk bearing limits
Completing loan application forms and submitting to loan. Committees for approval.
Using credit-scoring systems for small credit amounts (such as small unsecured personal loans).
Keeping knowledge of key issues up-to-date (for example legal, Marketing risk and compliance issues).
Helping to enhance the quality of credit applications.
Making recommendations about procedural/policy changes.

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Customer sales representative
J Telemarketing
Nov 2017 - May 2019 | Rawalpindi, Pakistan

My job is to sales related and i have to call to the customers in USA and make sales.

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Accountant
Read Foundation school
Apr 2015 - Mar 2016 | Bhimbar, Pakistan

My job is to the Account related and i manage all work of the school accounts department.

Education

University of Azad Jammu and Kashmir (AJK)
Bachelors, Bachelors in Commerce, Bachelors in Commerce‎
OpsWork
Percentage 60%
2015
Skill Devolpment islambad
Diploma, Professional Computer Course‎
Microsoft
Completed
2015
Shah Hamdan Language And Computer Institute Mirpur Ajk.
Short Course, English Language Course‎
English
Completed
2014
Read Foundation School Jandala
Intermediate/A-Level, Intermediate in Commerce, I.Com‎
Accounting, Banking, Business Law, Math, English, Urdu
Percentage 63%
2012
Read Foundation College Jandala
Matriculation/O-Level, Matric in Science, matric‎
English, bio, chemistry, physics, mathematics, urdu
Percentage 68%
2010

Skills

Expert Conservation Awareness
Expert Excellent speaking skills in the target language
Expert Flexible
Expert Handling Assignments
Expert Production Quality Monitoring
Expert Pursuing News Stories
Intermediate Selling Capabilities
Expert Xray Equipment Maintenance

Languages

Expert English
Expert Urdu